Loan Rates

Auto Loans
Effective Date: October 10, 2008
Model Year	APR as low as*	Approximate Term
New Untitled	6.99%	84 months
2008 - 2007	4.99%	72 months
2006 - 2005	5.75%	60 months
2004 - older	5.75%	48 months
New Untitled	4.99%	12 month balloon
*Rates and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and transfer payment with direct deposit.

Recreational Vehicles/Boats
Effective Date: October 10, 2008
Model Year	Loan Amount	APR as low as*	Approximate Term
2008-2006	$0.00 - $9,999	5.75%	60 months
2008-2006	$10,000 - $19,999	6.49%	84 months
2008-2006	$20,000 - $29,999	6.49%	120 months
2008-2006	$30,000 - $49,999	6.49%	Amortized up to 144 months with balloon payment
2008-2006	$50,000 - up	6.49%	Amortized up to 180 months with balloon payment
2005-2004		7.00%	120 months
2003-2001		7.00%	84 months
2000-older		5.75%	60 months
*Rates and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and transfer payment with direct deposit. Down payment may be required.

Leisure Vehicles
Effective Date: October 10, 2008
(Personal Watercraft, Snowmobiles, ATVs, Motorcycles)
Model Year	APR as low as*	Approximate Term
New (Untitled)	5.75%	60 months
Used	5.75%	60 months
Used	5.75%	48 months
*Rates and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and transfer payment with direct deposit. Down payment may be required.

Quick Cash
Effective Date: October 10, 2008
Personal Line of Credit
APR as low as*	Maximum APR	Approximate Term
11.25%	18.00%	Variable Rate
*Rates may vary depending upon credit qualifications, payment protection package, and transfer payment with direct deposit.

Platinum Visa
Effective Date: October 10, 2008
Terms	Conditions
Annual Percentage Rate for Purchases	As Low As 9.90% *
Variable Rate Information	Non-Applicable
Balance Calculation Method	Average Daily Balance (Including New Purchases)
Grace Period for Repayment of Balances for Purchases	You have a grace period of at least 28 days from the end of the statement closing date to pay your new balance before being charged a finance charge.
Late Payment Fee	$25.00
Minimum Finance Charge	None
Membership Fee	None
Transaction Fee for Purchases	None
Transaction Fee for Cash Advances	None
Over-Limit Fee	$25.00 Charged at Billing
*Rates may vary depending upon credit qualifications.

Signature Loan
Effective Date: October 10, 2008
APR as low as*	Approximate Term
11.75%	48 months
*Rates and terms may vary depending upon credit qualifications, payment protection package, and transfer payment with direct deposit.

Overdraft Loan

Effective Date: October 10, 2008

Line of credit overdrafts to your checking account.

APR as low as*

11.75%

*Rates may vary depending upon credit qualifications, payment protection package, and transfer payment with direct deposit.

Home Equity Line of Credit
Effective Date: October 10, 2008
Variable Rate
Loan to Value	APR as low as*	Maximum APR
80.00%	4.50%	18.00%
85.00%	4.50%	18.00%
Rates may vary based on credit qualifications.

Home Equity - Fixed Term
Effective Date: October 10, 2008
Loan to Value	APR as low as*	Approximate Term
80.00%	6.20%	180 months
85.00%	6.70%	180 months
*Rates and terms may vary depending upon credit qualifications.

Harley Davidson
Effective Date: October 10, 2008
Minimum loan amount of $10,000
Model Year	APR as low as*	Approximate Term
2008 - 2007	7.75%	66 - 108 months
Used	8.75%	84 months
*Rates and terms may vary depending upon credit qualifications, age of collateral, payment protection package, and transfer payment with direct deposit.

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